Sunday, August 7, 2016

Home Improvement Problems? Planning For The Unplanned

OK being that it is August, it is without question the one appliance in your home you don't want breaking down is your A/C. It can be the zombie apocalypse. However, there are several appliances and repairs you may have to make.

But first let's talk about obscessed people have  become with being a homeowner. It's part of the American Dream. When people can't find that perfect person nor have children, they can still buy and own their own homes. Problem is, many don't realize the maintenance and upkeep required. It's like my old analogy, playing a game without first knowing the rules. 

This year, which still has four months remaining, has drained my pockets, savings, and such in home improvement costs. I have had to repair or replace two lawnmowers, a hot water heater and now my clothes dryer. The AC may be salvageable but I'm looking into space coolers and window units in the meantime. My mom recently suffered a heat stroke and I can't risk that again.

Ok here are some tips I have picked up while buying and replacing items for your home, and while unrigging all the raggedy work my step dad did on this home.

1. Save an allowance of money for home improvement projects.

You have an idea of what's coming (#2) so budget for that and then some. I expected some of the things so I set aside funds for those. Others I had to use other measures. Either way, try and get an idea of what you need, the best prices and such.

2. Do and keep a home inventory.

This perhaps should be #1. Keep track of your appliances and watch out if something isn't working or sounding properly. Staying ahead of the problem can help in keeping it down later.

3. Know the major appliances that need attention and their warranties/shelf lives.

These include but aren't limited to: your sinks, toilets, refrigerator, dishwasher, washer and dryer, hot water heater, oven. lawnmower, and heating/AC unit. Replacing them all at once can break you. Doing it for a deal or maybe once in  while isn't as bad.

4. Don't cheap out or go all that.

A $1000 dryer or hot water heater isn't necessary. However do your research, don't buy used unless you trust the source, and find the best fit for your home.

5 . Get a Lowes or a Home Depot card.

Now first of all I'm not in favor of credit cards, unless your credit is already established and you're responsible. If you're gonna get a store card, pay the monthly balance down as much as possible, not just the minimum. Also know your limit and stay within it, especially on a six month basis. Just like your home, it's all about the interest rate.

6. Keep handy people and fix it folks on standby.

Anyone who knows me knows I'm not Tim the Tool man nor Bob Villa. However, I stay connected with folks that can help me in tight situations. This could be from installing stuff, to carrying out things, or even using their truck to haul equipment. Keep a steady network of these things.

7. Prepare for the temporary inconvenience and have backup plans.

If your shower is broken or your water goes out, make plans for laundry, baths in the short term. Keep box fans and space heaters for your heating and AC. Also, if you have a grill, keep meat in your freezer and charcoal or gas handy just in case you may need to cook outdoors for a few days. Failing to plan is planning to fail.
Happy home improving!

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