- Make a budget and stick to it
Self explanatory but true. Budget your money every week, down to the last dollar. A good rule of thumb is the 80-10-10 rule. Use 80% of your earnings for bills and miscellanei, 10 for your tithes, and the final 10 for savings.
- Use discount websites to purchase goods and services.
Just to name a few, ecartshopping.biz, cellphoneshop.net, hotels.com, restaurant.com, spun.com ( for music and movies), . Websites such as these allow top notch goods and services at super bargains.
- Don't ever throw away a sales paper again.
Stay on the lookout for sales, BOGOs, and goods sold in bulk at. a fraction of the cost. Stock up so you save more later.
- Wait for new technology, CDs, DVDs, etc
Trust me, things go obsolete fast, and new technology takes a while to work out kinks and bugs. You can get stuff in better working order, and often cheaper and higher quality, if you just wait. If you're eyeing the iPhone5, I would suggest waiting for Christmastime. Should make for a nice present.
- Get flexible medical spending at your job, if its available
For just a few bucks taken out of each paycheck, you have your own personal savings, just for medical purposes and emergencies. From extensive dental work in 2007 and 2008 to my incident with my finger around this time last year, flexible spending has saved my behind time and time again.
- Have frequent yard sales, make trips to pawn shops and such, to sell stuff you do not need
That's all for now. I may make this a monthly series
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